This is one of episode in?Blogging For Beginner.

A debit card functions are almost similar with a credit cards. ?We can use them for shopping at the shopping mall or even shopping on the internet from the comfort of our home or office.

The differences are, we must deposit an amount of money inside our debit card account before we can start spending it, meaning, we pay first and spend it later. ?While credit card, we spend first and pay later. ?We can use the credit card anyhow we want but not exeeding the credit limit that have been setup for us. ?At the end of the month, we will get monthly statement and bill to pay. ?Beside that, applying for a debit card is much more easier than a credit card. ?For example, Public Bank Berhad allow individuals above 12 years old to apply a debit?card under their own name without any hassle. ?While for credit card, we must 18 above and have a good credit score with income at least RM 1,500.00 per month which is NOT possible for a 12 years old to have it under their own name.

As an internet marketeer, we should, and we MUST have paypal account for recieving and sending money. ?To create paypal account, we need a credit card or a debit card to verify our identity. ?Paypal is an almost secure payment processor and the most popular too. ?So we have no choice but follow the popurarity for our convenient.

Public Bank Debit Card Visa Electron

Public Bank Debit Card Visa Electron

So, the first thing to do is get yourself a debit card, or credit card if you are above the minimum requirement.

If you already have, then good. ?We can move on to the next topic.

If you have any question, just ask.

I will cover about paypal on the next post.